Showing posts with label money problems. Show all posts
Showing posts with label money problems. Show all posts

Wednesday, December 31, 2008

I'm certain my head will explode at any minute!

We had a good Christmas despite not having much money to spend. Ok...we had NO money to spend. But I did spend some anyway because kids don't understand that. Jason and I got a few nice things too, including an awesome quesadilla maker that is the best thing ever! I tried it out last night and fell in love. It was like at first sight but love at first bite. It makes some darn good quesadillas. I can put just about whatever I want in it as long as I put it in a 10 inch tortilla. That was MY favorite Christmas present!
We also got some grocery gift cards which really helped out on my last shopping trip. I haven't been to the store in a couple of weeks so I really filled my cart. This was the first time in months that Jason kept the baby (Jo is really sick so I insisted he had to stay home). I just had to take one of the others so I took my daughter and dropped her off at the grocery store's tree house (best idea ever). I got to the register and my bill totalled $310 before my card savings. After card savings, the bill totalled $199. Over $100 in savings isn't bad. I had 3 or 4 coupons too which helped make it that low. I used our two $20 gift cards so I only had to pay $159. Cart overflowing, I made it home and crashed on the couch, announcing loudly that I was NOT bringing anything in. I am really sick too. Jason got the hint and brought everything in and even put it away. I helped a little with that. Then I am hungry so I go and raid our newly stocked kitchen only to find that there is NOTHING. Yeah, there is plenty but I didn't get anything I could just grab and eat. Too bad sandwiches don't make themselves. I am not feeling well enough to cook AND eat. Just eat.

I browsed the bills and this is where the exploding head comes in. Car and house payments are due right now: $1000. Gas bill is almost $800. Electric is almost $400. They are both due immediately. Plus the water bill, phone bill, sewer/trash bill and a few others I know my head is avoiding. I practically peed my pants reading our latest gas bill because I know we couldn't have possibly used as much as they are saying we are. Our gas dryer is broken and we don't overuse our heat. Yet the bill shows that we used TWICE as much gas as we did last December. Last December we had a freakin gas dryer. This December we don't, and nothing else has changed. So how on Earth has it doubled? We do qualify for LIHEAP which helps with your gas or electric bill over the winter months if you can't afford it. Unfortunately unemployment still doesn't send paystubs and Jason STILL hasn't called them (he tried one day for 15 minutes but gave up after the busy signal started to drive him nuts) to get a copy of what he is being paid. Every time you try to call unemployment the line is BUSY. Always busy. My mom was trying to get her paystubs from them and spent 5 hours calling them nonstop. FIVE HOURS! She said she just kept hitting re-dial over and over again. And they don't let you request or access info like that online. They should, considering you can't call them. I just want to cry. Can't get the LIHEAP without proof of income but can't get proof of income because the unemployment office is too busy. I wonder if I can tell them that and just send them a copy of our initial statement of what he will make...? Probably not. It's what he makes every week but that would just be too easy for everyone.

I am absolutely not making enough cash online to pay all these outstanding bills.

Monday, November 3, 2008

Unemployment- at least we have something, but I want more

Jason lost his job on October 13, 2008. Forget plans to have a vasectomy- that costs about as much money as we will be making a month or maybe more. Shoot, we might as well forget Christmas. Anyway, he got approved for unemployment so while he is off and looking for non-existant jobs he is also SUPPOSED to be going back to school. I already got all excited over that but I forgot who I was focusing on and realized this weekend that I should NEVER EVER look forward to something when it comes to him. He does what he wants, when he wants and it doesn't matter that he has 3 kids and a girlfriend that have to work around HIS schedule. I'm starting to think that Everquest will forever be more important than anything else and that he will not be going back to school (more about that Everquest crap later).

Before he lost his job we had about $3,000 in the bank from tax returns. Now that we will be getting way less than $400 (closer to $300) a week, we are quickly losing that saved money and we will start having serious money troubles soon. We just got a van back in June which costs $400 a month. Our mortgage is around $600 a month. That plus insurance is what we will be making a month with his new paycheck.
So the same day he got fired I took on a job babysitting full time. But I only getting $50 a week from that. But $200 extra a month is something. That will pay the electric bill and the house phone.
Preschool I paid in full at the beginning of the year so that is something I won't have to worry about anymore.

I do some things online to make money but none of them make me enough. I am not one of those people that rocks at getting referrals and it seems with so many places that if you want to make money you need other people helping out. I have a lot of referrals on one of my sites and there I earn about $5 a month doing nothing. Though it would be pretty awesome if every site I was a member of was earning me $5 a month. I might be making a good bit of money then! I suck at writing, otherwise I would go for places like Associated Content to make a few bucks a week.

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